PROBLEMS WE SOLVE
Managing your assets is no easy feat, especially when you consider the number of opportunities available today. If you’re feeling overwhelmed, it’s probably because the pressure to save for retirement has never been higher. Deciding exactly where to put your money so you can enjoy it in the future starts with education. Unless you have all the time in the world to do endless research, you need someone who can help you narrow down the possibilities.
Bottom Line? Your Retirement Depends on Secure, Sustainable Income
A financial advisor like Markus Byrd CFS® can show you what retirement income planning looks like. From maximizing Social Security to investing, he’s here to set you up for success. How much do I need to retire? The answer ultimately depends on when you retire and how you want to live. No matter what your goals are though, retirement planning doesn’t have to be as daunting as most people think it is. If you’re averse to risk, we show you how to minimize the threats without compromising your profit margins. If you would rather go big, with a chance of a higher return, we can show you how to leverage this without going home.
Candor Wealth Management is here to help the people of Dallas, Texas, understand how they can start accruing the funds they need to make their future a little more comfortable. We only have a few simple tips to help you get started. One, determine how much money you’ll set aside for retirement. Two, assume managed risk for the sake of your portfolio. Three, kick back, relax, and enjoy your retirement.
No guesswork. Just an easy-to-understand process to arrive at your retirement income. After you secure that income, you can focus on the money market side of your portfolio with a sense of play again, knowing you have already secured the monthly paychecks for your retirement years. How can it make sense to go about it the other way around? That is our question to you.
If you believe in determining and securing your income for retirement before you commit all your savings to an unpredictable market, then Candor Wealth Management and you will be a perfect fit. Just remember our three steps to a successful retirement:
1.) Secure your monthly income for your retirement years;
2.) Manage the other portion of your assets toward more aggressive growth. And, let’s not forget the most important step,
3.) Sit back and enjoy the best years of your life.
Because that is the Candor Strategy!
Explore our opportunities
Retirement Income Planning
Retirement income planning takes more than forethought and money management. How much do I need to retire? The standard answer is $1 million if you’re hoping to draw between $40,000 and $50,000 a year for the rest of your life. Keep in mind that this figure is not an inordinate amount of money, and you may need even more by the time you retire. If you’re wondering how to plan your retirement income, you need a financial advisor who’s there to shine a light in the dark to show you a path that best fits your portfolio. Markus Byrd CFS® not only understands the art of retirement planning, he also understands how you can leverage your assets to grow your savings. He gives advice on how to build your portfolio so it starts working for you immediately after your last day on the job.
If you’re in Dallas, Texas, Candor Wealth Management gives you a variety of options to diversify without endangering the money you already have. By the time you reach your retirement age — whenever that happens to be — you’ll be able to relax and enjoy your time rather than worrying about what will happen when life unexpectedly throws a wrench in your plans. “How much do I need to retire?” is a question that people have been asking for a long time now. Candor Wealth Management considers the economy today, but also takes into account the changes of tomorrow. As we explore the many avenues to secure a reliable income, the doubts you have about your retirement will start to drop away.
Investing in Retirement
Your investments are more than just numbers on a page. If you look carefully, you can get a sense of the person behind the assets. If a financial advisor looked at your portfolio, would they assume that you liked to take risks? Would they recognize a theme of the ventures you invest in? Do you choose philanthropic companies or are you focused on profit margins? Do you hope for early retirement or are you taking the slow-and-steady approach? There is no clear-cut course for maximizing your portfolio (otherwise everyone would be successful). Some people are comfortable going out on a limb while others don’t want to lose sleep at night. No matter what your style is, the right financial advisor can show you how to make your investment style start really working for you. If you have questions about how to make your money work for you, Candor Wealth Management can show you the way. Their goal is to be as efficient as possible without causing you any undue stress. If you’re looking for a partner you can trust, Markus Byrd CFS® at Candor can show you what you may have been missing. He provides investment advice that’s tailor-made to build your personal wealth. So instead of getting generic advice that may or may not apply to you, learn about a world of opportunities that lie just outside your current portfolio.
Investing in retirement
Your investments are more than just numbers on a page. If you look carefully, you can get a sense of the person behind the assets. If a financial advisor looked at your portfolio, would they assume that you liked to take risks? Would they recognize a theme of the ventures you invest in? Do you choose philanthropic companies or are you focused on profit margins? Do you hope for early retirement or are you taking the slow-and-steady approach? There is no clear-cut course for maximizing your portfolio (otherwise everyone would be successful). Some people are comfortable going out on a limb while others don’t want to lose sleep at night. No matter what your style is, the right financial advisor can show you how to make your investment style start really working for you. If you have questions about how to make your money work for you, Candor Wealth Management can show you the way. Their goal is to be as efficient as possible without causing you any undue stress. If you’re looking for a partner you can trust, Markus Byrd CFS® at Candor can show you what you may have been missing. He provides investment advice that’s tailor-made to build your personal wealth. So instead of getting generic advice that may or may not apply to you, learn about a world of opportunities that lie just outside your current portfolio.
Long-Term Care
Long-term care (LTC) extends past health insurance and covers the direct expenses of a long-term illness, often saving people six times than what they would spend without an LTC policy. In Dallas, Texas, people turn to Markus Byrd CFS® at Candor Wealth Management for advice on LTC plans. Rather than pushing expensive or unnecessary products on clients, Markus will listen to your health concerns and expectations before recommending the best policy for you. You can rest assured knowing that your family has all the proper preparations in place.
Estate Planning
Planning for college is an exercise in making smart decisions for both your child and your finances. The right school for a high school senior may not be the most expensive one, but parent’s may not realize this when there’s so much pressure to make the right choice. If you’re wondering how to leverage your portfolio and assets to fund your child’s higher education, Candor Wealth Management may be the solution you’re looking for. If you live in Dallas, Texas, consult with a financial advisor who will consider the situation from all angles and introduce you to new paths you may not have realized were even available to you.
From tuition to scholarships to grants, the economics of college can present some serious challenges. Should you forego lucrative investments to avoid taking out loans? Should your child consider in-state schools to avoid paying out-of-state fees? College is a foundation upon which a child builds their success, but it’s also specific to every kid. We look at everything from your child’s goals to yours before presenting our recommendations. We also take a practical overview of the situation because not every student finishes school in four years. In fact, many will stretch their college career out to six years or even longer. While this may not happen to your child, it helps to plan ahead. Markus Byrd is here to get to know you and your child before making personalized suggestions that will fit everyone’s needs.
Efficient Tax Planning
It’s no secret that tax planning is a major factor when it comes to your retirement savings. The more money you keep, the more money you have to invest in different ventures. But efficient tax planning is more than just following the standard rules for deductions. Sometimes, it takes a trained professional to spot opportunities that can help you hold on to your income. Efficient tax planning starts on the first of January and includes an analysis of all your assets until the very end of the year. The strategies for efficient tax planning in Dallas, Texas, have nothing to do with stiffing the government out of its fair share, but it can ensure that you don’t give them a tip on top of everything else you’ve paid! From fixed-income annuities to your retirement accounts, Candor Wealth Management understands how federal, state, and local tax laws can help you hang on to your money. If you’re looking for a financial advisor who won’t stop until he has explored every last avenue, Markus Byrd CFS® may be exactly whom you should contact. While the tax code may not change very often, there may be updates to regulations that you were unaware of and that’s where Candor Wealth Management comes in. They can also help find ways to restructure your portfolio that ultimately puts you in a better position. If you have questions about how efficient tax planning can put you on a faster and more lucrative track to retirement, we’re here to help.
Efficient Tax Planning
It’s no secret that tax planning is a major factor when it comes to your retirement savings. The more money you keep, the more money you have to invest in different ventures. But efficient tax planning is more than just following the standard rules for deductions. Sometimes, it takes a trained professional to spot opportunities that can help you hold onto your income. Efficient tax planning starts on the first of January and includes an analysis of all your assets until the very end of the year. The strategies for efficient tax planning in Dallas, Texas, have nothing to do with stiffing the government out of its fair share, but it can ensure that you don’t give them a tip on top of everything else you’ve paid! From fixed-income annuities to your retirement accounts, Candor Wealth Management understands how federal, state, and local tax laws can help you retain what is rightfully yours. If you’re looking for a financial advisor who won’t stop until he has explored every last avenue, Markus Byrd CFS® may be exactly whom you should contact. While the tax code may not change very often, there may be updates to regulations that you were unaware of and which Candor Wealth Management can help you understand. They can also assist in finding ways to restructure your portfolio to put you in the best position possible. If you have questions about how efficient tax planning can put you on a faster and more lucrative track to retirement, we’re here to help.
VISIT US
5220 Spring Valley Road, Suite 505
Dallas, Texas 75254
CALL US
(214) 420-9997
FOLLOW US
Maximizing Social Security
How much can I earn on Social Security? This common question is more than just an idle thought for many people in the in the Dallas, Texas area. Social Security payments may have been designed to be a safety net, but not everyone gets the cushion they were expecting. If you’ve heard that the average Social Security benefit is not enough for a proper retirement, you may want to talk to a financial advisor to get a better idea of whether this is true. In fact, the reality can be a little more nuanced than many are led to believe. Your Social Security benefits statement may look very different once you have a qualified professional take a look at the numbers. If you’re wondering “How much Social Security will I get?,” Markus Byrd CFS® of Candor Wealth Management is here to shed some light on the matter. If you want to maximize Social Security benefits, he will show you how to make the federal, state, and local laws work for you. If you’re not maximizing Social Security, you’re missing out on a guaranteed source of income for the rest of your life. When you apply for Social Security, your total Social Security income will depend on everything from your retirement age to the current state of your investments. When the Social Security estimator generates your numbers, you need to make sure that all your information is in perfect order. How much does Social Security pay? The answer depends on how you present your portfolio.
Maximizing Social Security
How much can I earn on Social Security? This common question is more than just an idle thought for many people in the in the Dallas, Texas area. Social Security payments may have been designed to be a safety net, but not everyone gets the cushion they were expecting. If you’ve heard that the average Social Security benefit is not enough for a proper retirement, you may want to talk to a financial advisor to get a better idea of whether this is true. In fact, the reality can be a little more nuanced than many are led to believe. Your Social Security benefits statement may look very different once you have a qualified professional take a look at the numbers. If you’re wondering “How much Social Security will I get?,” Markus Byrd CFS® of Candor Wealth Management is here to shed some light on the matter. If you want to maximize Social Security benefits, he will show you how to make the federal, state, and local laws work for you. If you’re not maximizing Social Security, you’re missing out on a guaranteed source of income for the rest of your life. When you apply for Social Security, your total Social Security income will depend on everything from your retirement age to the current state of your investments. When the Social Security estimator generates your numbers, you need to make sure that all your information is in perfect order. How much does Social Security pay? The answer depends on how you present your portfolio.